logo
Latest Blogs

Investment Deposit

Start Future Planning with Investment Deposits - Earn up to 4% expected profits on your savings!

Smart Savings, Secure Future

Planning for a major purchase? Or perhaps you have some cash you don’t need right now?


Deposit between AED 5,000 and AED 5,000,000 in Investment Deposits. Enjoy one of the highest profit rates in the market with tenors starting from just one month.

Image

Virtual Assets key benefits

Flexibility

Flexible tenor of 1,3, 6 and 12 months to suit your needs

Reliable Growth

Enjoy very competitive profits, paid at maturity

User-Friendly

Conveniently manage your deposits via mobile

Eligibility Criteria

Eligibility

An Active ruya account

If you’re not already a ruya customer, you’ll first need to complete our simple onboarding process before opening an Investment deposit account.

Eligibility

A minimum deposit of AED 5000

Profit Rates

TenorExpected Profit Rate Per Annum
1 month3.65%
3 months3.75%
6 months3.50%
12 months3.50%
 
Deposit AmountPayment
Min. amount AED 5,000 Up to AED 5,000,000At maturity

Video Guides

ruya’s investment deposit benefits

Frequently Asked Questions

Your questions answered

Investment Deposit Documentation

ion: KFS ( EN and AR)

Download PDFicon

Internal Shari’ah Supervision

Approved by the Internal Shari’ah Supervision Committee

Download PDFicon

Terms and Conditions (EN and AR

Investment Deposits - AR

Download PDFicon