At ruya, opening an Islamic bank account in the UAE has never been easier. From current accounts to savings accounts and even children’s (minors) accounts, we provide flexible and fully Shari’ah-compliant banking solutions. Many of our accounts have no minimum balance, no salary transfer requirement, and no hidden fees, making banking simple and accessible for everyone. With just your UAE PASS or Emirates ID, you can open an account in five minutes and enjoy the true benefits of ethical Islamic banking in Dubai, Abu Dhabi and across the UAE.

Transparent. Ethical. Islamic — Offering Profit Sharing, ethical investments, and community support.
At ruya, we believe banking should be accessible to everyone. No minimum balance or salary requirement or fees.
Full parental control for safety, monitoring and security.
For your everyday transactions. Contactless payments ready.
Start seeing your savings grow with ruya’s Investment Deposit
Pay bills, Send money within UAE and internationally all on the go.

All you need is an active UAE PASS with an valid emirates ID.

You are a UAE resident

You are atleast 18 years old

No minimum deposit is required to open a Current Account and you are not required to maintain a minimum balance in your Account.
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