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Salary

Discover how ruya keeps your money and personal data safe with advanced security and privacy measures.

Simplify your salary with ruya

At ruya, managing your salary has never been easier. Your salary is deposited directly into your account, giving you instant access to your funds the moment they're credited. With no hidden charges and full transparency, you stay fully in control of your money from day one.

Enjoy seamless digital banking, a free debit card, and 24/7 access to your finances through our secure mobile and online platforms. With ruya’s advanced security and customer-first approach, your salary stays protected while you enjoy complete convenience.

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Why choose ruya salary account?

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Instant debit card

100% adherence to Islamic banking principles, providing ethical financial solutions. 

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Zero account maintenance fees

100% adherence to Islamic banking principles, providing ethical financial solutions. 

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Full mobile & online banking access

100% adherence to Islamic banking principles, providing ethical financial solutions. 

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24/7 customer support

100% adherence to Islamic banking principles, providing ethical financial solutions. 

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Instant salary credits

100% adherence to Islamic banking principles, providing ethical financial solutions. 

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Secure and safe banking

100% adherence to Islamic banking principles, providing ethical financial solutions. 

How it works

For New Customers:For Existing Customers
Open an account in under 5 minutes with your UAE PassSimply share your ruya IBAN and routing code 413240101.
Download the Ruya App to get started-
Share your ruya IBAN and routing code 413240101 with your employer.-
12 months-
 

 

Already set up ?You're already in! No extra steps required.

What you can win

What you can win

Get a chance to win AED 25,000 every month just by transferring your salary.
Every salary transfer counts as a new entry, increasing your chances.
Winners are picked randomly each month to keep it fair and exciting.

  • AED 25,000 monthly prize
  • Multiple entries – every salary transfer = a new chance
  • Winners selected randomly every month

ruya Video Guides

Congratulations to our winners!

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Winner of October 2024

Abdul Hai Rocky

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Winner of May

Abu Saleh Anis Luqman

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Winner of April

Eman Gaad

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Winner of March

Muteb Jamal Mohammed

Winners announced on the 5th of every month here!

Frequently Asked Questions

Your questions answered

Relevant Links

Salary Transfer Promotion Terms

Quick tips to avoid financial fraud.

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Salary Transfer Promotion Terms

Stay safe while banking online.

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Salary Transfer Promotion Terms

Catch phishing scams early.

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