A Mudaraba Deposit allows you to earn returns based on the performance of underlying assets, giving you the opportunity to grow your wealth ethically and transparently.
Maximise your savings with ruya’s Shari’ah-compliant Mudaraba Investment Deposit. Designed to help you earn more, the longer your tenure, the higher your returns.
Profits are generated and shared from a common Mudaraba pool, a joint investment partnership between depositors and shareholders, ensuring ethical and transparent profit distribution.
Flexible tenor of 1,3,6 and 12 months to suit you needs
Helps you earn more, the longer your tenure, the higher your returns
Ensuring ethical and transparent expected profit rate distribution.
If you’re not already a ruya customer, you’ll first need to complete our simple onboarding process before opening an Investment deposit account.
To open a Ruya Kids Account, a parent must provide valid ID, proof of guardianship, and the child’s birth certificate or Emirates ID.
| Tenor | Expected Profit Rate Per Annum |
|---|---|
| 1 month | 3.90% |
| 3 month | 4.00% |
| 6 months | 3.75% |
| 12 months | 3.50% |
| Deposit Amount | Payment |
|---|---|
| Min. amount AED 5,000 Up to AED 5,000,000 | At maturity |
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