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Savings Account

Our Savings Account is a Shari’ah-compliant, profit-bearing account that allows you to grow your money ethically.

We Only Do IT if we can share our profits with you

At ruya, Our Savings Account is designed to make saving simple, flexible and rewarding. With ruya, you can build your savings with ease and plan for a secure financial future. Whether you’re setting money aside for personal goals or your family, our Shari’a-compliant Savings Account helps you save more, worry less, and grow with confidence.

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Savings Account benefits

Fully Shari’ah Compliant

Ensuring transparency and ethical banking, Plus all the advantages of Islamic banking - such as ethical investments, shared profits, fair and transparent interactions and community support

No Minimums

At ruya, we believe banking should be accessible to everyone. No minimum balance or salary requirement or fees.

Earn Expected Profit Rates

Grow your savings ethically with ruya. Expected Profits are linked to investments and shared with you, keeping everything fair, transparent, and Shari’a-compliant.

Eligibility Criteria

Eligibility

Documentation needed

All you need is an active UAE PASS with an valid emirates ID.

Eligibility

Minimum age Criteria

You are atleast 18 years old

Eligibility

Residency

You are a UAE resident

Eligibility

No minimum deposit

No minimum deposit is required to open a Current Account and you are not required to maintain a minimum balance in your Account.

Vidoe Guide

How to open a current account with ruya?

FAQS

Answers to your questions

Still looking for something? There are 3 documents you need to upload.

KFS ( EN and AR)

Investment Deposits and Term Investment Deposits - AR

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Internal supervision in accordance with Shari’ah rulings

Approved by the Internal Shari’ah Supervision Committee

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Terms & Conditions

Investment Deposits

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